Oregon health plan income limits 2024

Contact your state to find out. * This includes a $20 general income exclusion. Resource limits for QMB, SLMB, and QI are $9,430 for an individual and $14,130 for a married couple. Resource limits for QDWI are $4,000 for an individual and $6,000 for a married couple. NOTE: If you qualify for QMB, SLMB, or QI, you automatically qualify for Extra ...

Oregon health plan income limits 2024. Since January 2014 in Oregon, adults with household incomes lower than 400% of the Federal Poverty Level or ‘FPL’ might be eligible for a tax credit via the Affordable Care Act. This strict 400% of FPL limit remained true through the end of 2020. In 2021, the American Rescue Plan ACT was passed.

CareOregon provides physical, dental and mental health care and substance use treatment through the Oregon Health Plan (OHP) as part of Health Share of Oregon, one of two …

Private plans with no out-of-pocket costs: Enrolled Tribal members who buy private health insurance through HealthCare.gov can enroll in a zero cost-sharing plan if their income is at or below the limit for their family size ($77,250 for a family of four). This means they do not have to pay for deductibles, co-pays, co-insurance, or prescriptions.The IRS has released 2024 inflation-adjusted contribution limits, phase-out ranges, and income limits for various retirement accounts. (IRS Notice 2023-75) Contribution Limits. 401(k), 403(b), and most 457 plans For 2024, the amount an individual can contribute to a 401(k), 403(b), and most 457 plans increases to $23,000, up from $22,500 in 2023.Apr 10, 2023 · Oregon now has until June 2024 to process eligibility redeterminations for all 1.5 million Oregon Health Plan and Children’s Health Insurance members. The Oregon Health Authority has estimated ... For 2024, the standard Medicare Part B monthly rate is $174.70. But you will pay higher rates if you earned more than $103,000 on your individual 2022 tax return or more than $206,000 on a joint return. For instance, people who made $105,000 in 2022 will pay $244.60 per month for Medicare Part B in 2024.Those who enroll by January 16, 2024, will receive coverage starting on February 1, 2024. The Oregon Health Insurance Marketplace offers quality health plans designed to meet all basic needs and more. With numerous plan options available, the Marketplace offers free, local support for comparing and choosing a plan.

Open Card (Fee-for-Service) Member Handbook. If you don't have a coordinated care organization, the Open Card handbook is for you. To get a copy of the Open Card Handbook mailed to you: Contact Client Services (1-800-273-0557), Monday through Friday, 8 a.m. to 5 p.m. or. Complete our online form.Learn Oregon Medicaid eligibility requirements for long term service required seniors including the income, assets and gauge of care requirements. Oregon Medicaid Eligibility: 2024 Income & Asset Limits / Application for Oregon Health Plan Benefits 2023 Income Thresholds - Effective March 1, 2023 Oregon Health Plan, Health Systems Division Medical Programs. Family Size. Parents & Other Caretaker Relatives (PCR) MAGI Child (age 1 - under 19) / MAGI Adult / COFA Dental. The Oregon Health Plan (OHP) is Oregon's Medicaid and Children's Health Insurance Program (CHIP) plan. You can get OHP if you meet income and other requirements. People of all ages and any immigration status can qualify. OHP provides free health coverage. OHP may cover medical, dental, mental health care and help with substance use ...Oregon agrees to sunset limit on benefits for kids on Medicaid. By Amelia Templeton (OPB) Feb. 16, 2022 2:24 p.m. The Oregon Health Authority is quietly making a major policy change that could ...2024 Poverty Guidelines: 48 Contiguous States (all states except Alaska and Hawaii) ... U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. ... individual program--e.g., SNAP, Medicaid--determines how to round various multiples of the poverty guidelines, what income is to be included, and ...A family of three would qualify with income from $24,860 to $99,440 in 2024. The income range is $30,000 to $120,000 in 2024 for a family of four. (Income limits may be higher in Alaska and Hawaii because the federal poverty level is higher in those states.)

The delivery system for the Oregon Health Plan is the same as Medicaid. ... States can allow families with incomes above the upper income eligibility limit to pay the full cost to purchase ... 04-26-24; 2024 State Health Insurance Marketplace Enrollment: Key Insights and Trends. Blog / 03-22-24; Health Insurance Marketplaces Close 2024 Open ...To qualify for Extra Help, your yearly income and total resources must be at or below the amounts shown in this table: Extra Help Program 2023 Yearly Income Limit* Single Married (living together) $21,870 $29,580 2023 Total Resource Limit** Single Married (living together) $16,660 $33,240 * Income limits are higher in Alaska and Hawaii.Mississippi, New Mexico, New York, Oregon, and Vermont do not apply asset limits. 2024 MSP eligibility standards* Qualified Medicare Beneficiary (QMB) Gross monthly income limits: 100% Federal Poverty Level, or FPL, + $20** Most states: $1,275 - Individual $1,724 - Couple Asset limits: $9,430 - Individual $14,130 - CoupleHealth plan tiers. Marketplace health plans come in three different tiers: bronze, silver, and gold. Each tier offers a different level of coverage for costs associated with health care. Coverage is balanced out with premium cost. Catastrophic health plans have been available to Oregonians who are under the age of 30 or people who qualify for a ...

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Income Eligibility Criteria Effective May 1, 2023. The WIC income standard is 185% of the federal poverty level. Household: A person or group of people, related or not, who usually (though not necessarily) live together, and whose income and consumption of goods or services are related and who are not residents of an institution. Health insurance is a necessity, but finding a suitable insurance plan that offers the coverage you need, and that is kind to your pocketbook, can be quite a hassle. Let’s take a l...Over the next 14 months, the state will begin reexamining the eligibility for every person on the Oregon Health Plan, the state’s version of Medicaid. Coverage will continue only for people whose income level is at or below 138% of the federal poverty line: $20,120 a year for a single person or $41,400 a year for a family of four.Ans: The income limit for a four-person household in Oregon to qualify for Food Stamps in 2024 is $60,000 annually. The monthly and weekly limits are $5,000 and $1,163, respectively.You’ll pay no more than $11.20 in 2024 for each drug your Medicare drug plan covers. Qualifying Individual (QI) Program. Helps pay for: Part B premiums (You must have both Part A and Part B to qualify.) Monthly income and resource limits for 2024:Are you someone who loves to plan ahead and stay organized? If so, a 2024 calendar with holidays is the perfect tool for you. Not only does it allow you to keep track of important ...

This Is A New Health Coverage Program Launching In July 2024. What are the 2022 oregon health plan income limits to apply for medicaid or oregon health plan? Ohp bridge will cover adults up to age 65 with income. The Department Of Housing And Urban Development (Hud) Sets Income Limits To Determine Eligibility For Assisted Housing.Learn about health-related social needs benefits for Oregon Health Plan members facing certain life changes. ... Housing supports (November 2024): Help getting housed or staying housed; Nutrition supports (January 2025): Help with food benefits and keeping a healthy diet;Household goods and wedding/engagement rings. Burial spaces. Burial funds up to $1,500 per person. Life insurance with a cash value of less than $1,500. Some states may exclude other types of assets as well. MSP income and asset requirements in most states are close to the federal limits. For 2024, these are listed in the Medicare Savings ...Call OHP Customer Service at 800-699-9075 or TTY 711. Online: One.Oregon.gov. On paper: Download application. OHP Fax number: 503-378-5628. Mail applications to: OHP Customer Service, P.O. Box 14015, Salem, OR 97309-5032. In-person assistance: An "Assister" from OHP can guide you through the enrollment process.Published on November 9, 2023. Before you apply, check out 2024 coverage options in the Marketplace and get an idea if you qualify for savings. Answer a few quick questions to preview plans and prices before enrolling or renewing coverage for 2024 — you don't even have to log in! Enroll by December 15 for coverage that starts January 1.Call the Oregon Health Authority's Customer Service Center at 800-699-9075 weekdays between 7 a.m. and 6 p.m. Interpreters are available. If you are an OHSU patient: Call OHSU Health Services Customer Service at 844-827-6572 (for TTY users, 711) weekdays between 7:30 a.m. and 5:30 p.m."The Oregon Reinsurance Program continues to allow Oregonians to find reasonable rates." The Oregon Reinsurance Program continues to help stabilize the market and lower rates. Reinsurance lowered rates by 6 percent for the fifth straight year. Virtual public hearings about the 2023 health insurance rates will be held July 27-28.UnitedHealthcare Senior Care Options (SCO) is a Coordinated Care plan with a Medicare contract and a contract with the Commonwealth of Massachusetts Medicaid program. Enrollment in the plan depends on the plan's contract renewal with Medicare. This plan is a voluntary program that is available to anyone 65 and older who qualifies for ...The income limit for ohp in 2024 is based on the federal poverty level (fpl) guidelines. The Aged, Blind, And Disabled. Oregon now has until june 2024 to process eligibility redeterminations for all 1.5 million oregon health plan …Under the decisions, Silver Standard Plan premiums for a 40-year-old in Portland range from $387 to $459 a month. 2024 final health insurance rate request chart. Facts for 2024: All 36 Oregon counties will have at least four health plan options in the individual market for its residents and 35 will have at least five.The Oregon Health Plan begins using 2024 federal poverty levels to consider eligibility on March 1, 2024. The Marketplace begins using 2024 federal poverty levels on Nov. 1, 2024 for the 2025 plan year. This chart is valid March 1, 2024 to Oct. 31, 2024. An updated version will be available at OregonHealthCare.gov at that time. Updated 3/2024OHP is available to adults who earn up to 138 percent of the Federal Poverty Level. That's about $16,100 a year for a single person or $32,900 a year for a ...

If you are a resident of Louisiana and in need of healthcare coverage, you may be considering applying for Medicaid. Medicaid is a government program that provides free or low-cost...

The Oregon Legislature is considering a bill that would cover people who earn more than Medicaid but are still low income. (Getty Images) Today, more than 96% of Oregonians have health insurance coverage, thanks to the innovations of state government and community-based leaders. However, this upward trajectory is threatened by a change to ...CareOregon provides physical, dental and mental health care and substance use treatment through the Oregon Health Plan (OHP) as part of Health Share of Oregon, one of two …Medicaid: Oregon residents may qualify for Medicaid coverage if eligible based on income. Medicaid in Oregon is called Oregon Health Plan, and has no monthly premiums. 20. Basic Health Program — available starting mid-2024: Oregon is working to create a …In addition to Humana Premier Rx Plan, two other national PDPs will charge monthly premiums of more than $100 in 2024: AARP Medicare Rx Preferred, the fourth largest plan ($106), and CVS Health ...The income limit for ohp in 2024 is based on the federal poverty level (fpl) guidelines. The Aged, Blind, And Disabled. Oregon now has until june 2024 to process eligibility redeterminations for all 1.5 million oregon health plan … income eligibility guidelines. Form 581-3511-E. Oregon Department of Education. Child Nutrition Programs. 255 Capitol Street NE. Salem, OR 97310. 2023-2024INCOME ELIGIBILITY GUIDELINES. Effective July 1, 20. Other Oregon Health Plan Related Topics; Health System Reform arrow_drop_down. Coordinated Care Organizations (CCO) ... 2024 Benefit Information; 2023 Benefit Information (Opens in new window) About Us; Contact Carriers; Contact PEBB; ... In this case their adjusted gross income cannot exceed 150% of the federal poverty level (FPL)*. ...Here are the limits for 2024 plans for individuals and families. $9,450 for self-only coverage ($9,100 in 2023) $18,900 for family coverage ($18,200 in 2023) NOTE: For 2024, your maximum deductible is the same as the out-of-pocket maximum. NOTE: The individual limit applies to each individual in the plan.In Oregon, Medicaid ABD covers an extensive number of dental services. Medicaid ABD also covers routine eye exams and eyeglasses for pregnant women, but not for other adults. Income eligibility: The income limit is $914 a month if single and $1,371 a month if married. Asset limits: The asset limit is $2,000 if single and $3,000 if married.

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Types of Cost Assistance For 2024: Individual Annual Income: Family of Four Annual Income: Medicaid health coverage (if your state decides to offer it) Up to $20,120* Up to $41,400* Help to pay your premium (if you buy in your state’s online marketplace) Between $14,580-$58,320. IMPORTANT: Until 2025, there is no limit on premium subsidy caps. The best way to enroll in Oregon Health Plan is online at HealthCare.gov or One Oregon. You can also contact HealthCare.gov by phone to enroll at 1-800-318-2596. Residents with certain special-eligibility status can enroll through Oregonhealthcare.gov. You can also get in-person assistance with an application by contacting a community partner. While there are many health and medical programs designed to help low-income individuals and families get the care that they need, there aren’t nearly as many options when it comes...WG-2 Eligibility Requirements Table ; Client must be an Oregon resident. 461-120-0010 ; Citizen/Alien Status ; Client must be a US citizen or have an approved ...For calendar year 2024 crude oil or petroleum products entered after. Dec. 31, 2016, will have a tax rate of $0.26 cents a barrel. Highlights of changes in Revenue Procedure 2023-34: The tax year 2024 adjustments described below generally apply to income tax returns filed in 2025.Introducing the 2024 earnings-test limits. In 2024, you can earn up to $22,320 without having your Social Security benefits withheld. But beyond that point, you'll have $1 in benefits withheld per ...HUD Strategic Plan. HUD History. HUD Evaluation Policy Statement. ... FY 2024 Income Limits are calculated using 2017-2021 5-year American Community Survey (ACS) data, and one-year 2021 data where possible. ... whose incomes are the greater of the Poverty Guidelines as published and periodically updated by the Department of Health and …The incomes limits listed above are based on the Multifamily Tax Subsidy Program (MTSP) income limits published by HUD on April 1, 2024. Per Revenue Ruling 94-57, owners will have until May 15, 2024 to implement these new MTSP income limits (45 days from their effective date).Looking for help enrolling in Oregon Health Plan (OHP)? Walk-in and in-person enrollment, please check for dates/time/locations at, CareOregon, Connect to Care's schedule. By Phone Oregon Health Authority 1-800-273-0557 1-800-699-9075. Project Access Now. English & Spanish. Clackamas, Multnomah, and Washington Counties (503) 345-7031 Yamhill ... ….

Find Answers about Covered Benefits, Getting Care and More. Use the search field to search by keyword across all fields. If you don't see your question answered here, let us know in the "Help Us Improve!" section at the bottom of this page.To contribute to an HSA, you must be enrolled in an HSA-eligible health plan. For 2023, this means: It has an annual deductible of at least $1,500 for self-only coverage and $3,000 for family coverage. Its out-of-pocket maximum does not exceed $7,500 for self-only coverage and $15,000 for family coverage. And to contribute to an HSA you must ...The Oregon Health Authority was set to roll out a highly touted new climate benefit for low-income Oregon Health Plan members, but now it is having to change course to offer a much narrower ...Find AND Enroll in the Right Health Insurance Option Brought to you by Chris Goodbaudy, Licensed Insurance Broker (800) 969-2851 ... 2016 Income Guidelines for Oregon Health Plan (OHP) Below are the income limits for Oregon residents to qualify for OHP. The limit for OHP for kids is at 300% of the federal poverty guidelines shown above.Attached is MLRI's March 1, 2024 update of the upper income limits in MassHealth, MSP, Health Safety Net, CMSP and ConnectorCare. MassHealth's Desk Guide with the updated March 1 2024 figures is attached and is also posted with other program financial guidelines at the website linked to belowOHP Benefits: OHP Plus and OHP with Limited Drug. To learn what OHP covers, click each type of care for more details. Behavioral health care Care coordination Dental care Diagnostic and preventive care Emergency care and urgent care EPSDT (care from birth to age 21) Eye and vision care Medical care Pregnancy care Prescriptions Travel help ...OREGON WIC PROGRAM Income Eligibility Criteria Effective May 1, 2023 The WIC income standard is 185% of the federal poverty level. Number of Person(s) In Household Gross Household Income Annual Monthly Twice Per Month Every 2 weeks Weekly 1 $26,973 $2,248 $1,124 $1,038 $519 2 $36,482 $3,041 $1,521 $1,404 $702 ...2024 CAPITATION CROSSWALK January - December Capitation Category PERC Eligibility ... income <100% FPL H4 age 13 - 18 income <100% FPL Z3 age 6 - 12 income 100% - 170% FPL Z4 ... Healthier Oregon OSIPM Behavioral Health Pregnant HOP, CWX BHI HOP MAGI age 45 - 54 HOP, AMO CWM HG HOP55 HOP HOP45 …Oregon now has until June 2024 to process eligibility redeterminations for all 1.5 million Oregon Health Plan and Children's Health Insurance members. The Oregon Health Authority has estimated ... Oregon health plan income limits 2024, Mental Health Services; Oregon State Hospital; Oregon Educators Benefit Board (OEBB) Public Employees' Benefit Board (PEBB) WIC Program; Other Program and Service Related Topics; Oregon Health Plan arrow_drop_down. Oregon Health Plan Home; Log into your OHP Account (Opens in new window) Do you qualify for OHP? (Opens in new window) Apply; Fee ..., In today’s fast-paced world, staying organized and planning ahead is crucial. Whether you are a busy professional, a student juggling multiple responsibilities, or simply someone w..., Lawmakers' health care priorities for Oregon's 2024 Legislative Session. Story by Sydney Wyatt, Salem Statesman Journal. • 1mo • 5 min read. Lawmakers' bills include legislation to increase ..., See Oregon Eligibility Partnership, below. Oregon Eligibility Partnership • Healthier Oregon Program The subcommittee approved $38,232,495 General Fund for the Healthier Oregon Program (HOP) caseload. Starting July 1, 2023, people with physical, intellectual and/or developmental disabilities who are enrolled in the Oregon Health Plan will be, Health Coverage for Low-Income Oregonians. The Oregon Health Plan (OHP) is Oregon's medical assistance program. It provides health care coverage for people from all walks of life. This includes working families, children, pregnant adults, single adults and seniors. Apply for OHP today. Already have OHP? Learn more about your OHP benefits., Jan. 4, 2024. View online / Share. Subscribe. In this issue: Oregon Health Plan changes improve access to care. Radon testing at home can save lives. Readers share what …, CEP is an Oregon Medicaid (Oregon Health Plan) program that operates mostly under the 1915(k) State Plan Option. ... There is also a maximum income allowance, which in 2024, is $3,853.50 / month. ... When persons have income over the limits, Miller Trusts, also called Qualified Income Trusts, can help. "Excess" income is deposited into the ..., Since January 2014 in Oregon, adults with household incomes lower than 400% of the Federal Poverty Level or ‘FPL’ might be eligible for a tax credit via the Affordable Care Act. This strict 400% of FPL limit remained true through the end of 2020. In 2021, the American Rescue Plan ACT was passed., 2024 Income and Rent Limits. Download PDF file 2024 Income and Rent Limits (PHB) 208.73 KB. ... City of Portland Action Plan and Income & Rent Limits Community Hearing. ... 711 Oregon Relay Service. Follow on Social Media. PortlandORGov. PortlandGov. PortlandGov., For example, a 60-year-old making just above four times poverty ($51,521) in 2022 pays 8.5% of their income on a silver plan with enhanced subsidies, but would have paid 22% of their income in ..., OHP Benefits: OHP Plus and OHP with Limited Drug. To learn what OHP covers, click each type of care for more details. Behavioral health care Care coordination Dental care Diagnostic and preventive care Emergency care and urgent care EPSDT (care from birth to age 21) Eye and vision care Medical care Pregnancy care Prescriptions Travel help ..., The average Obamacare plan costs $469 per month for a 40-year-old individual, $937 for a couple age 40, $1,214 for a 40-year-old couple with one child, and $1,491 for a 40-year-old couple with two ..., The income limits for EBT benefits in Oregon are updated annually to reflect changes in the cost of living and other economic factors. 2. For 2024, the income limit for a household of one person in Oregon is $1,354 per month, or $16,248 per year. 3. The income limit for a household of two people in Oregon is $1,832 per month, or $21,984 per year., Generally speaking, if you file taxes as a single person and your MAGI is under $161K in 2024, or if you are married and file jointly and your MAGI is under $240K, you will be able to contribute the maximum amount of $7,000 ($8,000 if you're 50 or older). At this time OregonSaves offers Traditional IRAs to savers who need to recharacterize ..., Oregon Snap Income Limits 2024. The program, overseen by the united states department of agriculture's food and nutrition service arm in accordance with the food and nutrition act of 2008,. 30, 2024 snap eligibility in oregon. For example, in 2024, the poverty line used to calculate snap benefits for a family of three. ... Oregon Health Plan ..., HUD Strategic Plan. HUD History. HUD Evaluation Policy Statement. ... FY 2024 Income Limits are calculated using 2017-2021 5-year American Community Survey (ACS) data, and one-year 2021 data where possible. ... whose incomes are the greater of the Poverty Guidelines as published and periodically updated by the Department of Health and Human ..., ObamaCare Cost Assistance. To get assistance under the Affordable Care Act you must earn between 100% - 400% of the poverty level. For 2023, that is $13,590-$54,360 for an individual and $27,750- $111,000 for a family of four. The types of assistance offered under the Affordable Care Act are: Premium Tax Credits., extension. Your 2023 Oregon tax is due April 15, 2024. Federal law connection. Oregon has a rolling tie to changes made to the definition of federal taxable income, with the exceptions noted below. For all other purposes, Oregon is tied to federal income tax laws as amended and in effect on December 31, 2022. Oregon exceptions to federal law., Starting January 1, 2023, more adults will be eligible for Oregon Health Plan (OHP) dental benefits. They can start applying November 1, 2022. If approved, their OHP dental coverage can start as early as January 1, 2023. How Is This Possible? The 2022 Oregon Legislature passed bills to expand OHP dental coverage to these groups:, 31, 2024 if you lost OHP benefits between March 31, 2023 and July 31, 2024. Coverage will start the first of the month after you enroll. Q: Can I get help paying for health coverage? A: Yes. Last year, more than seven out of 10 people in Oregon who bought insurance on HealthCare. gov got help paying for coverage. Find out how much you can save, The Oregon Health Plan begins using 2024 federal poverty levels to consider eligibility on March 1, 2024. The Marketplace begins using 2024 federal poverty levels on Nov. 1, 2024 for the 2025 plan year. This chart is valid March 1, 2024 to Oct. 31, 2024. An updated version will be available at OregonHealthCare.gov at that time. Updated 3/2024, 5. $35,140. $48,493. $140,560. Generally, if your household income is 100% to 400% of the federal poverty level, you will qualify for a premium tax credit. This means an eligible single person can earn from $14,580 to $58,320 in 2024 and qualify for the tax credit. (Tax credit information for the 2024 coverage year is based on 2023 federal ..., All but one state – and Washington, D.C. – saw year-over-year Marketplace QHP enrollment growth from 2023 to 2024. 15 Maine was the only exception, with a …, This chart (page 4) lists the income limits for OHP. This rule explains how OHP uses income to make eligibility decisions. You can use this tool to enter your household income and see if applying for OHP is right for you., 40+ work quarters = Free Part A; <40 but >29 work quarters = $278 <30 work quarters = $505. Part B Premium. $174.70. Part A Deductible: Inpatient Hospital = $1,632 per benefit period. Part B Deductible. $240. Part A coinsurance for Inpatient hospital. $408 per day for 61st - 90th day; $816 per day for over 90 days., Honda has announced plans to give its popular Ridgeline pickup truck a major redesign in 2024. The Japanese automaker is looking to make the Ridgeline more competitive in the midsi..., Oregon has until June 2024 to process eligibility redeterminations for all 1.5 million Oregon Health Plan and Children's Health Insurance members. ... if their income exceeds the program limits ..., Income Limits for ERDC. The income limits when you first apply are lower than the ongoing and exit income limits. This means you can start making more money and still keep your ERDC benefits. return to top. When you first apply. These are the initial income limits as of 3/1/2024. You must earn under these amounts to start getting ERDC. These ... , Learn who qualifies for OHP benefits and how to apply or verify eligibility. Find out how to use the online tool, the OHP coverage letter, and the MMS Provider Portal., The best way to enroll in Oregon Health Plan is online at HealthCare.gov or One Oregon. You can also contact HealthCare.gov by phone to enroll at 1-800-318-2596. Residents with certain special-eligibility status can enroll through Oregonhealthcare.gov. You can also get in-person assistance with an application by contacting a community partner., The incomes limits listed above are based on the Multifamily Tax Subsidy Program (MTSP) income limits published by HUD on April 1, 2024. Per Revenue Ruling 94-57, owners will have until May 15, 2024 to implement these new MTSP income limits (45 days from their effective date)., Are you looking for a convenient way to keep track of your schedule and stay organized in the year 2024? Look no further. Our free printable yearly calendar for 2024 is the perfect..., They contributed $10,000 to the Oregon 529 plan in 2019. The received a tax deduction of $4,865. If we assume that their Oregon State income tax rate is 10% (it's actually a bit less than this), their 2019 contribution would have resulted in a tax benefit of $487. Now, fast forward to today. If Holly and Rob make that same $10,000 ...