Highest cd rates in colorado

Current CD Rates in Ohio vary, but our list of the best current rates includes CD rates that mostly fall within the 4.00% to 5.00% range. Remember, CD rates vary by account and term. For example ...

Xcel FCU 18-month CD — 5.45% APY: The minimum opening deposit amount on this CD is $500; the early withdrawal penalty is equal to six months of interest. Magnifi Financial 17-month CD — 5.40% ...5.13%. Online Rate. 18 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest. Learn More. Frog Stephane | October 30, 2022 |. I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%).No penalty CD rates Min. term length Select... 1 month 6 months 1 year 1.5 years 2 years Max. term length Select... 1 month 6 months 1 year 1.5 years 2 years 3 years 4 years 5 years 5+ yearsCompare the best savings accounts and money market rates Colorado Springs, Colorado, CO based on location and convenience, bank financials, and rates - May 3, 2024. ... the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. ... Massachusetts' DIF is Important for High Net Worth Depositors to …

4.66%. First Internet Bank of Indiana. $732.08. 5 years. 4.55%. First Internet Bank of Indiana; First National Bank of America. $1,245.83. APYs as of April 30, 2024, …Sabrina Karl. Updated May 01, 2024. Reviewed by. Michael J Boyle. Fact checked by. Brian Abbott. The best 1-year CD rate is 5.60% APY, available from Northern Bank Direct. To find you the highest ...Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024SchoolsFirst Federal Credit Union — 4.60% APY: This CD has a $500 minimum opening deposit requirement; the early withdrawal fee is 180 days of dividends; account balances of between $20,000 and ...Current CD Rates in Florida. Current CD rates in Florida vary widely, ranging from less than 0.50% APY to 5.00% APY or more. Many rates are above average based on data from the FDIC for all banks ...Schedule an appointment. 844.375.7027. Annual Percentage Yield (APY) is accurate as of and applies to the initial term of a new Featured CD. We may limit the amount you deposit in one or more Featured CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com). Alternative terms are not allowed.There are many solid 1-year CD options to consider in the first month of 2024. These include: CIBC Bank USA — 5.66% APY: This CD has a $1,000 minimum opening deposit requirement; the early ...

Colorado’s largest city and state capital, Denver, is 5,280 feet above sea level. Leadville, at 10,430 feet in elevation, is the highest incorporated city in the United States as o...Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024In effect, the minimum deposit is the price of the CD. Depending on your budget, you may only have a small amount to put in a CD. A CD rate comparison tool (like ours above) makes it easy to compare CDs by minimum deposit. Many banks also set a maximum on the amount you can deposit in CDs. Don't worry - the maximum is generally $250,000 (the ...Craig, Colorado (CO) CD rates Yampa Valley Bank 3.98% APY; Yampa Valley Bank 4.28% APY; Yampa Valley Bank 4.79% APY; Yampa Valley Bank 2.85% APY and Yampa Valley Bank 3.75% APY.. To see how these CD rates in Craig, Colorado, and the surrounding area, compare to other rates, feel free to use our comprehensive rate tables for side-by-side comparisons of all local Craig, Colorado CD rates, so you ...Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its … Earn a higher return on your money while investing in your community. Open a Certificate of Deposit with Bank of Colorado and earn higher returns on your money. Your dollars stay local and are invested in projects that strengthen your community, redefining what it means to get a return on your investment! That’s thinking outside the bank.

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Currently, the highest APY offered in New York is 5.35%. If you're looking for current CD rates in New York, comparing accounts from a variety of banks can help you lock in the highest CD rates ...Local, national, online and credit union 1-Year CD rates available in Colorado, CO. Savings; CDs; Compare Savings and CDs; Home Equity; Mortgages; Loans; Highest Yielding 1-Year CD Rates for Colorado, CO. ... 12 Month Online High Yield CD - $5,000 Min. BMO Alto, a division of Bank of Montreal Harris 5.05%: Online Rate ...Overall Best CD rates in Denver, Colorado. No. Name of the Bank: APY % Term Length (month) Address: 1: Beal Bank USA: 5.05%: 12-month: 154 Steele St Denver, CO 80206: 2: MidFirst Bank: 5.02%: ... High CD interest rates: Ponce Bank offers competitive CD interest rates, especially on shorter-term CDs. For example, as of July …Are you in need of a versatile piece of furniture that can provide both comfort and style? Look no further than a highest rated sleeper sofa. One of the key advantages of a highest...

2 days ago · Compare the highest CD rates by APY, minimum balance, and more. Compare the best One year CD rates in Denver, Colorado, CO from hundreds of credit unions. Best Credit Union CD Rates in Denver, Colorado, CO - May 2, 2024 4 month Special Fixed Rate CD 2. up to 4.75% APY Relationship APY1 may be higher. Special Interest Rate. 4.64%. Annual Percentage Yield (APY) 4.75%. Relationship Interest Rate. 4.89%. Relationship APY 1.When you're ready to open a CD, compare the best terms and rates among local credit unions and banks to find the right fit for your savings. Best CD Rates. BMO Alto 5.50% 6-month APY, 5.15% 1 ...Our CD interest rate tables for Thornton, CO include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Thornton, CO or by zip code. Once you have entered your search criteria a list of the highest Thornton, CO CD rates …1 day ago · The best CD rate from a nationally available institution is currently 5.65% APY, available from MutualOne Bank for 3 months. That's more than three times the FDIC's national average rate of 1.65% ... Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024The Federal Reserve increased the benchmark federal funds rate 11 times from March 2022 through July 2023 to slow inflation, and while CD rates aren't directly linked to this rate, they tend to ...Compare the highest CD rates by APY, minimum balance, and more. Compare the best One-year CD rates in Boulder, Colorado, CO from hundreds of FDIC insured banks. Best CD Rates in Boulder, Colorado, CO - April 27, 2024Our CD interest rate tables for Grand Junction, CO include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Grand Junction, CO or by zip code. Once you have entered your search criteria a list of the highest Grand …Delta, CO Certificate of Deposit Search and compare Delta, CO CD rates from banks and credit unions. Our CD interest rate tables for Delta, CO include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Delta, CO or by zip code.

Compare the best CD interest rates across thousands of banks and credit unions. Find the highest CD yields and open an account today.

Compare the best One year CD rates in Iowa, IA from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. Compare the best One year CD rates in Iowa, IA from hundreds of credit unions. ... Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank ...Apr 19, 2024 · Our CD interest rate tables for Aurora, CO include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Aurora, CO or by zip code. Once you have entered your search criteria a list of the highest Aurora, CO CD rates will be displayed. Compare the best One-year CD rates in Grand Junction, Colorado, CO from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. Best CD Rates in Grand Junction, Colorado, CO - April 29, 2024Colorado-based FirstBank recently raised the rate on its 182-Day Premier Time Account (FirstBank's version of a CD). Following an impressive 131-bps rate hike, the 182-Day Premier Time Account currently earns a competitive 5.39% APY. The minimum opening deposit is $10k, with no stated balance cap. Rates as of April 25, 2024.The bank also offers jumbo and promotional CDs with rates as high as 5.55%. However, the bank has a high minimum deposit requirement. Standard CDs require $10,000, while the bank’s other CD ...In a series of four rate increases in as many months, Colorado Federal Savings Bank (CFSB) has added a total of 62 bps to its 12-month CD. With the largest increase (30 bps) occurring this week, the 12-month CD earns 1.35% APY, which is the highest rate currently available on nationally available 1-year CDs (minimum deposit of …Martinsburg. 17,687. Beckley. 16,972. Clarksburg. 16,035. Best CD Rates in Kansas for Consumers with Good to Great Credit. Best CD Rates in Arkansas | Little Rock, Fayetteville, Fort Smith, & Other Cities. High Yield Savings Rates vs Best CD Rates in WV.

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Our CD interest rate tables for Canon City, CO include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Canon City, CO or by zip code. Once you have entered your search criteria a list of the highest Canon City, CO CD rates ...Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024Currently, the highest APY offered in New York is 5.35%. If you're looking for current CD rates in New York, comparing accounts from a variety of banks can help you lock in the highest CD rates ...Sunflower Bank CD Features. Competitive interest rates. A wide range of fixed terms — from 30 days to 5 years+. Guaranteed fixed rate of return. Minimum opening deposit of $1,000 on most CDs. Premium pricing available for some CD accounts².The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look. CO - April 27, 2024. 4 Year CD National Average : 0.81% ? Credit Unions.Westminster. 113,875. Pueblo. 110,291. Centennial. 109,932. Source: Google. Getting Better Colorado Mortgage Rates with Larger Down Payments. Although some Colorado mortgage lenders require a down payment of 3 percent, the best way to secure better mortgage rates in Colorado is to put down at least 20 percent of the home's value.1 day ago · The best CD rate from a nationally available institution is currently 5.65% APY, available from MutualOne Bank for 3 months. That's more than three times the FDIC's national average rate of 1.65% ... Compare the best One-year CD rates in Golden, Colorado, CO from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. Best CD Rates in Golden, Colorado, CO - April 22, 2024Compare the highest CD rates by APY, minimum balance, and more. Compare the best One-year CD rates in Colorado Springs, Colorado, CO from hundreds of FDIC insured banks. Best CD Rates in Colorado Springs, Colorado, CO - April 30, 2024 ….

Compare the best One-year CD rates in Alabama, AL from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. Compare the best One-year CD rates in Alabama, AL from hundreds of FDIC insured banks. ... Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - …Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 20244.94% APY. National average. 1.74% APY. The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of ...Best CD Rates in Canon City, Colorado, CO - April 16, 2024. Online CDs. Credit Union CDs. IRA CDs. Image Courtesy: www.pixabay.com. BestCashCow tracks rates for over 15,000 banks and credit unions. The rates shown here were correct when last reported to us. Before traveling to a branch, please confirm rates directly with the bank.Compare the best One year CD rates in South Carolina, SC from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. Compare the best One year CD rates in South Carolina, SC from hundreds of credit unions. ... Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, …Thanks to historic interest rate hikes by the U.S. Federal Reserve, yields on CD rates have soared over the last three years. Top-notch rates for CDs surpass 5 percent APY in today's market, but ...The bank offers additional flexibility for customers with CD terms that range from six months at a 4.25% APY (as of 4/11/24) to five years at a 3.90% APY (as of 4/11/24). Capital One also features one of its highest rates on its 18-month CD, which offers customers a 4.45% APY (as of 4/11/24 with no minimum deposit requirement as well.Get savings with high rates and long-term value. Find a Local Branch. The advantage of long-term thinking. Certificates of Deposit (CDs) are low-risk savings instruments that earn excellent returns over the long term. These FDIC insured investments require a minimum deposit of $1,000 and typically offer fixed, guaranteed interest rates.Below are the best one year CD Rates from credit unions in Colorado. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. CO - April 29, 2024.Here are some promotional CD rates available now: Ally Bank: 4.55% APY on a 14-month Select CD through June 19, 2024. Capital One: 5.10% APY on a 10-month Special CD at 5.05% APY. Once the ... Highest cd rates in colorado, Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024, The lowest yield you'll find is 4.00% APY on its five-year term. NASA FCU's IRA certificates require a minimum deposit of $1,000 for terms of six-, 12-, 24-, 36-, 48- and 60-months or $10,000 ..., Colorado CD Rates – 18-Month 2024. Below are eighteen-month Certificates of Deposit (CD) rates from banks in Colorado . Eighteen Month CDs offer a bit more yield than 1-year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment., Currently, the highest APY offered in New York is 5.35%. If you're looking for current CD rates in New York, comparing accounts from a variety of banks can help you lock in the highest CD rates ..., Take advantage of a CD Special at U.S Bank with rates that are higher than traditional savings accounts. Open a CD account online today. ... With a CD Special, you lock in the best CD rates we offer to the general public. And if you already bank with us, we may be able to offer you an even better bonus rate. Open your CD Special account with a ..., Compare the best One year CD rates in Grand Junction, Colorado, CO from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. Best Credit Union CD Rates in Grand Junction, Colorado, CO - …, Compare the best One-year CD rates in Iowa, IA from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. Compare the best One-year CD rates in Iowa, IA from hundreds of FDIC insured banks. ... Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado …, CD rates are on an upward trend and have been for some time. For instance, the national average rate for a 12-month CD was 1.83% as of Feb. 20, 2024, according to FDIC data. In May 2022 the ..., Our CD interest rate tables for Grand Junction, CO include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Grand Junction, CO or by zip code. Once you have entered your search criteria a list of the highest Grand …, Current CD Rates in Colorado. Current CD rates in Colorado vary widely, but the best rates we've found range from below 1.00% APY to over 5.00% APY. Each CD we've included in our list contains ..., Winter wonderlands are great until you need to get out of your house. Thankfully, clearing your driveway no longer has to mean spending two hours breaking your back with a snow sho..., The 11 best CD rates of 2024 are as high as 5.30% APY. The highest rate is offered by CommunityWide Federal Credit Union on a 6-month certificate., With CD terms between 6 months and 5 years, these high-yield accounts allow you to lock in your rate of return for depositing a minimum of $500. To open a CD, please visit a …, Here are Bankrate's top picks for banks with the best CD rates. Popular Direct — 3 months - 5 years, 4.30% – 5.30% APY, $10,000 minimum deposit America First Credit Union — …, This table compares CDs of all maturities, making it easy to find the highest CD rate regardless of term. The highest rate CD often doesn’t have the longest term. ... In addition to competitive rates, Colorado Federal Savings Bank makes it easy to open, close and manage CD accounts. CDs must be opened online and funded with an ACH electronic ..., With a savings rate of 1.51%, Bank of Colorado ranks below the mean in comparison to other U.S. banks. Its one-year and five-year term lengths CD's earn at a rate of 1.16% and 2.17%, respectively, while its highest-yielding money market account earns at a rate of 3.56%. Bank of Colorado has a fair savings rate compared to the average savings ..., 96,757. Spokane Valley. 96,340. Best CD Rates in Indiana | 1-Month to 5-Year Indiana CDs. Best CD Rates in Massachusetts | Boston, Cambridge, Springfield, & Other Cities. High Yield Savings Rates vs Best CD Rates in WA. Whether you are looking for the best Washington CD rates in Spokane, Seattle, Kent, or Tacoma, it's important to ensure that ..., Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024, Earn a higher return on your money while investing in your community. Open a Certificate of Deposit with Bank of Colorado and earn higher returns on your money. Your dollars stay local and are invested in projects that strengthen your community, redefining what it means to get a return on your investment! That's thinking outside the bank., The ABC’s of our CD’s. Open a CD with as little as $500 and a higher interest rate than most savings accounts. Or, invest $100,000 or more and take advantage of higher rates paid on our Jumbo Certificates. Our Add On CDs let you access your money within 90 days to 6 months, and add to it in $50 increments. Open an Account. , WalletHub makes it easy to find the best certificates of deposit in Colorado by providing the tools to compare more than 600 options, including CDs from all types of financial institutions. Best CD Rates in Colorado. Middlesex Savings Bank CD - 3.75% - 5.00%. Bask Bank CD - 4.50% - 5.20%., Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024, Secured by a Colorado residence. Minimum payment of $50 (Draw Period and Repayment Period). Floor rate is 3.75%. ... You will earn the base rate of interest in effect at that time for the applicable CD term. Rates apply to consumer CD accounts only. Rate subject to change without notice. Membership eligibility is required., 96,757. Spokane Valley. 96,340. Best CD Rates in Indiana | 1-Month to 5-Year Indiana CDs. Best CD Rates in Massachusetts | Boston, Cambridge, Springfield, & Other Cities. High Yield Savings Rates vs Best CD Rates in WA. Whether you are looking for the best Washington CD rates in Spokane, Seattle, Kent, or Tacoma, it's important to ensure that ..., Certificates of Deposit (CDs) Deposit as little as $500 and let your money grow anywhere from 91 days to 5 years. We have CD options that will let you choose the terms right for your investment goals. Account Summary. Minimum deposit …, Compare the best One-year CD rates in Lafayette, Colorado, CO from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. Best CD Rates in Lafayette, Colorado, CO - May 3, 2024, Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024, Highest Yielding CD Rates for Fort Collins, CO Includes Online Banks, Local Banks and Credit Unions / Updated April 30, 2024. All rates listed are Annual Percentage Yield (APY). ... Colorado Federal Savings Bank 4.95%: Online Rate 18-Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months Interest. ..., Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024, 5.00%. 4.88%. 5.00%. *APY- Annual Percentage Yield. For CDs or IRAs up to $250,000.00. A $500 minimum deposit is required to open a Five Star Bank Special CD or IRA. A penalty may be imposed for early withdrawal. Municipal customers are not eligible. Rates are as of today's date., The bank also offers jumbo and promotional CDs with rates as high as 5.55%. However, the bank has a high minimum deposit requirement. Standard CDs require $10,000, while the bank’s other CD ..., Below are the best one-year CD Rates from banks in Parker, Colorado. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. Parker, CO - May 1, …, Today's best CD rates are 5.70% from NASA Federal Credit Union for 9 months and 5.65% from Hyperion Bank for 15 months, with many more offers paying 5.50% or better.