Harvard pilgrim explorer pos

Care Management. 888-888-4742, x 31035. E-Services/EDI-Direct: 800-708-4414 (Option 1; then 3) E-Services/HPHConnect Service Center: 800-708-4414 (Option 1; then 6) Email: [email protected]. Find all the prior authorization materials that you may need to reference or utilize to provide care for our commercial members.

Harvard pilgrim explorer pos. Having trouble finding a mental health or substance use disorder provider? Our specially trained Service Navigators can help you find and get the care that's ...

Jul 1, 2023 ... Harvard Pilgrim Explorer (Service Area - Broad Network). POS Plan - Individual. 976.42. 35%. 341.75. POS Plan - Family. 2412.86. 35%. 844.50.

Harvard Pilgrim Health Care includes Harvard Pilgrim Health Care, Harvard Pilgrim Health Care of New England and HPHC Insurance Company. Need assistance? Call us. Not yet a member? Call (800) 848-9995. Already a member? Call Member Services at (888) 333-4742. For TTY service, call (800) 637-8257. Welcome to Harvard Pilgrim. Let’s find …Oct 20, 2023 · Integration FAQ. Overview. We want to keep our network providers aware of the work that we have done in transitioning our technologies, processes, and products since Harvard Pilgrim Health Care and Tufts Health Plan combined under the parent organization Point32Health on Jan. 1, 2021. This FAQ shares that progress and a look at what’s ahead. Harvard Pilgrim Explorer POS — Harvard Pilgrim Explorer POS is a tiered full-network product, open to state and municipal employees in Massachusetts, Connecticut, Rhode …Log in to Harvard Pilgrim. Username. Password. Log in. Create a secure account to see your personal health information. Forgot password or username? Need help with your …Harvard Pilgrim Health Care includes Harvard Pilgrim Health Care, Harvard Pilgrim Health Care of New England and HPHC Insurance Company. 2022-2023 ... 11 Independence POS Plan 16 Compare the Plans 17 Maximize your health plan 18 Digital tools 19 Know your care options 20 Well-being support for you

The Harvard Pilgrim POS Maine Form # 106 2 Copayment amounts and any charges in excess of the Usual, Customary and Reasonable Charge do not apply to the Out-of-Network Out-of-Pocket Maximum. Your Plan has a Penalty Payment of $500 that applies to Out-of-Network Covered Services when you do not obtain required Prior Approvals.Harvard Pilgrim’s POS Open Access - LP plans offer highly coordinated health care, highly flexible coverage and a chance to save money. You’ll choose one of our participating primary care providers to help guide your care, and you’ll also have access to other medical professionals and hospitals nationwide—all without having to get ...According to NEHI, the New England Health Institute, 56% of all ER visits are avoidable. Harvard Pilgrim offers members a variety of options to get non-emergency care in a different setting than the ER*, no matter where they live or work. Options include convenience care clinics, telemedicine or virtual visits through Doctor On Demand and ...Call Member Services at (888) 333-4742 or at the number on your Member ID card available also via your secure account or mobile app. Contact Us. Not yet a member? View our helpful tips to pick a plan.ID:MD0000005799_ X ScheduleofBenefits TheHarvardPilgrimExplorerPOSPlan MASSACHUSETTS PleaseNote:ThisPlanincludesanIn-Networktieredprovidernetwork.Inthisplan,Members ...

Harvard Pilgrim is an HMO/HMO-POS plan with a Medicare contract. Enrollment in Stride℠ (HMO) depends on contract renewal. This document may be available in an alternate format such as Braille, larger print, or audio. For more information call our Member Services department at 1-8 88-609-0692,Wellpoint is the only health plan that offers healthcare benefits exclusively to Massachusetts Group Insurance Commission (GIC) members. We are uniquely ...Coveragefor:Individual+Family|PlanType:POS The Summary of Benefitsand Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately. This is only a summary.Harvard Pilgrim Explorer POS. Learn about Harvard Pilgrim Health Care - Explorer POS. Member handbook; Summary of Benefits & Coverage; Find a provider; …

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premium than Explorer POS • You’re required to choose a PCP and receive covered services directly from your PCP or from other Harvard Pilgrim participating providers with the appropriate referrals • In-network coverage only — there are NO out-of-network benefits, unless you have a medical emergency or you needinsurance plan’s full name, such as “Harvard Pilgrim Explorer” or “Harvard Pilgrim Quality,” not just the health carrier name ... Harvard Pilgrim Explorer. POS $1,067.87 $2,645.90. Mass General Brigham Health Plan Complete. HMO $977.66 $2,585.42. Harvard Pilgrim Quality . HMO LimitedExplorer POS — How this plan works: • Full network — any provider in Harvard Pilgrim is part of the Harvard Pilgrim Explorer POS plan • Network is tiered into Tiers 1, 2 and 3 • Highest level of coverage with in-network services with PCP, a specialist with PCP referral or via our national network Select a Plan. Select your health plan from the list below. Check the upper right-hand corner of your ID card to help determine what type of plan you are enrolled in. If you need help finding a provider, contact us. Already a member? Search quickly and easily. Log in to your online account to get results for your plan. Need help selecting a plan? ID:MD0000005799_ X ScheduleofBenefits TheHarvardPilgrimExplorerPOSPlan MASSACHUSETTS PleaseNote:ThisPlanincludesanIn-Networktieredprovidernetwork.Inthisplan,Members ...

Get to know the resources available to you and your family. Access high-quality care, support and services along your entire wellness journey. View new member resources. Harvard Pilgrim is a leading not-for-profit health services company serving members in Connecticut, Maine, Massachusetts, New Hampshire & beyond. Call us today!Harvard Pilgrim Access America . Q. What health plan is available for those living outside of the U.S.? UniCare Total Choice is the only health insurance plan offered by the GIC that is available for members living outside of the U.S. Q. Do all plans cover emergency services when you are traveling outside of the U.S.?Select a Plan. Select your health plan from the list below. Check the upper right-hand corner of your ID card to help determine what type of plan you are enrolled in. If you need help finding a provider, contact us. Already a member? Search quickly and easily. Log in to your online account to get results for your plan. Need help selecting a plan?Harvard Pilgrim Health Care - Explorer POS All of Massachusetts AllWays Health Partners - Complete HMO Mass General Brigham Health Plan - Complete HMO Most of Massachusetts (See Locator Insurance Map on page 6) Harvard Pilgrim Health Care - Primary Choice Harvard Pilgrim Health Care -Code Exxxx: MSRP = $150.00. Harvard Pilgrim rental period (as indicated on the Harvard Pilgrim fee schedule) = 15 months. $150.00/15 = $10.00 per month RR 1 unit. When billing for DME monthly rentals (Terms as outlined on …POS HSA See the Schedule of Benefits for more details on your coverage and cost-sharing amounts. What you pay for services Allowed amount: Generally, this is the maximum amount that Harvard Pilgrim will pay a provider for covered services. If you see a non-participating provider, it’s possible that the provider willPOS Open Access HSA plan Routine and preventive care* There’s no extra charge for routine annual exams with your PCP and many preventive tests and services. Other tests and services your PCP orders may require cost sharing. Specialty care You can see specialists inside or outside of Harvard Pilgrim’s network for covered services.Prior authorization needed. Under most Harvard Pilgrim plans, prior authorization is required for the following. For members enrolled in Harvard Pilgrim’s HMO products, prior authorization is required for any elective referral to a non-contracted provider. See the criteria used to review prior authorization requests. Back pain management.Harvard Pilgrim Access America (PPO) $157.75 $315.50 $350.90 $701.81 Harvard Pilgrim Explorer (POS) $133.88 $267.76 $330.54 $661.09 Harvard Pilgrim Quality (HMO) $99.00 $198.01 250.77 501.54 Health New England (HMO) $97.78 $195.57 $233.47 $466.94 Mass General Brigham Health Plan Complete (HMO) $122.64 245.28 323.00 646.01

Harvard Pilgrim Explorer POS $214.21 $528.87 $267.76 $661.09 Mass General Brigham Health Plan Complete HMO $196.22 $516.81 $245.28 $646.01 Harvard Pilgrim Quality HMO Limited $158.41 $401.23 $198.01 $501.54 Wellpoint Community Choice PPO-TYPE $149.82 $369.98 $187.28 $462.48

Employer Agreement Amendment Concerning Coverage of Domestic Partners and Their Children. This document amends the Employer Agreement(s) between Employer, Harvard Pilgrim Health Care, Inc. and, if applicable, its affiliates, Harvard Pilgrim Health Care of New England, Inc. or HPHC Insurance Company, Inc. (collectively “HPHC”) for the ...At Harvard Pilgrim Health Care we strongly believe in whole-person care. Our mission is to ensure that you ... Harvard Pilgrim will cover care that POS and PPO members receive from non-participating providers, but it usually costs more than in-network coverage. In addition, if you have a POS plan, you will — in most cases — have out-of ... With the Point32Health Provider site, we aim to make it easy for you to work with us to support our members’ health and wellbeing — including providing you and your office staff with updated information for both our legacy brands, Harvard Pilgrim Health Care and Tufts Health Plan. While we still offer provider information on the sites of ... Code Exxxx: MSRP = $150.00. Harvard Pilgrim rental period (as indicated on the Harvard Pilgrim fee schedule) = 15 months. $150.00/15 = $10.00 per month RR 1 unit. When billing for DME monthly rentals (Terms as outlined on …One in particular (Mass, Eye, & Ear) just stopped accepting it. I was going to go up a level to Harvard Pilgrim Explorer (formerly Tufts Navigator) and pay about $50 more per month for my son and I (family plan), but the Mass General Brigham plan is on the same level. You can search for providers without logging in. You will need to select a plan name to search for participating providers. Select a plan. If you can't locate your provider or are unsure of their availability, please call Member Services at the number on your ID card. What is a POS system? Learn about everything from common features, costs, and benefits to how to use a POS system in our guide. Retail | What is REVIEWED BY: Meaghan Brophy Meaghan...Provider Training and Events. Learn about upcoming webinars and office manager meetings, watch 3-minute video training sessions, and access training guides and resources. Plus share your feedback to help us create new events and tools geared to your needs. View training and events.Call Member Services at (888) 333-4742 or at the number on your Member ID card available also via your secure account or mobile app. Contact Us. Not yet a member? View our helpful tips to pick a plan.

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You can generally expect to spend $3,000 to $10,000 a year for your business’s POS system. Learn more about POS system cost. Retail | Ultimate Guide Updated February 18, 2023 REVIE...The Harvard Pilgrim POS Maine Form # 106 2 Copayment amounts and any charges in excess of the Usual, Customary and Reasonable Charge do not apply to the Out-of-Network Out-of-Pocket Maximum. Your Plan has a Penalty Payment of $500 that applies to Out-of-Network Covered Services when you do not obtain required Prior Approvals.Explorer POS. Access America. Medicare Enhance. Important information about receiving care in Connecticut in 2024. Learn more. Prescription Drug Info. You are automatically enrolled in a prescription drug plan when you enroll in one of our GIC plans. Quality, Explorer and Access America – CVS Caremark. Medicare Enhance – CVS Silverscript.Medicare plans include a HMO/HMO-POS Medicare Advantage plan called “Stride,” which includes dental and eye examinations and care, Medicare Supplement and ...Sep 10, 2020 · Harvard Pilgrim’s HMO-POS plans provide members with the ability to access certain services out-of-network anywhere in the US (territories excluded). Under the Point-of-Service (POS) benefit, you will not pay a higher cost share when using an out-of-network provider. However, if you use an out-of-network provider, you must follow the The voyage of the Mayflower in 1620 is one of the most iconic moments in American history. Carrying a group of English Separatists, known as the Pilgrims, this ship set sail from P...premium than Explorer POS • You’re required to choose a PCP and receive covered services directly from your PCP or from other Harvard Pilgrim participating providers with the appropriate referrals • In-network coverage only — there are NO out-of-network benefits, unless you have a medical emergency or you needHarvard Pilgrim Health Care — IC Quality HMO and Explorer POS Fast Facts Effective 07/01/2023–6/30/2024 Form: 1426_06 Fast Facts For Hospitals and Professional Providers 2023-2024 Plan Year Harvard Pilgrim Quality HMO and Explorer POS Products Tiering Structure Harvard Pilgrim took a refreshed look at the tieringMay 3, 2023 ... The names of the new Harvard Pilgrim plans are Explorer (broad- network POS plan) and Quality (limited-network HMO plan). Copays and ...You can search for providers without logging in. You will need to select a plan name to search for participating providers. Select a plan. If you can't locate your provider or are unsure of their availability, please call Member Services at the number on your ID card. ….

Harvard Pilgrim Health Care - Explorer POS All of Massachusetts AllWays Health Partners - Complete HMO Mass General Brigham Health Plan - Complete HMO Most of Massachusetts (See Locator Insurance Map on page 6) Harvard Pilgrim Health Care - Primary Choice Harvard Pilgrim Health Care - Harvard University Medical Plan: Harvard Pilgrim Health Care (HPHC) POS Coverage Period: 01/01/2017-12/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family | Plan Type: POS Questions: Call 1-888-333-4742 or visit us at www.harvardpilgrim.org. The Harvard Pilgrim POS Maine Form # 106 2 Copayment amounts and any charges in excess of the Usual, Customary and Reasonable Charge do not apply to the Out-of-Network Out-of-Pocket Maximum. Your Plan has a Penalty Payment of $500 that applies to Out-of-Network Covered Services when you do not obtain required Prior Approvals.HospitalInpatientServices: Hospital Tier 1: $275 Copaymentperadmission, thenDeductible Hospital Tier 2: $500 Copaymentperadmission, thenDeductible Hospital Tier 3: $1,500 Copaymentperadmission, thenDeductible SurgicalDayCare: $250 Copayment per visit, thenDeductible Deductible, then 20% Coinsurance. HearingAidsj.Explorer POS. Access America. Medicare Enhance. Important information about receiving care in Connecticut in 2024. Learn more. Prescription Drug Info. You are automatically enrolled in a prescription drug plan when you enroll in one of our GIC plans. Quality, Explorer and Access America – CVS Caremark. Medicare Enhance – CVS Silverscript. With the Point32Health Provider site, we aim to make it easy for you to work with us to support our members’ health and wellbeing — including providing you and your office staff with updated information for both our legacy brands, Harvard Pilgrim Health Care and Tufts Health Plan. While we still offer provider information on the sites of ... 3 of 8 Harvard University Medical Plan: Harvard Pilgrim Health Care (HPHC) POS Coverage Period: 01/01/2016-12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family | Plan Type: POS Questions: Call 1-888-333-4742 or visit us at www.harvardpilgrim.org. If you aren’t …We recognize that providers may not be familiar with this change; if they have any questions they can speak with a representative in our Provider Services Call Center …State employee with Harvard Pilgrim Explorer Family State retiree with Wellpoint Medicare Extension coverage: Full-Cost premium on July 1, 2024 (Monthly): 12-month benefit = $2,637.99. 25% of this premium. Individual coverage: Full-Cost premium on July 1, 2024 (Monthly): 12-month benefit = $443.35.Code Exxxx: MSRP = $150.00. Harvard Pilgrim rental period (as indicated on the Harvard Pilgrim fee schedule) = 15 months. $150.00/15 = $10.00 per month RR 1 unit. When billing for DME monthly rentals (Terms as outlined on the Harvard Pilgrim Health Care DME Fee Schedule) the. Harvard pilgrim explorer pos, Prior authorization needed. Under most Harvard Pilgrim plans, prior authorization is required for the following. For members enrolled in Harvard Pilgrim’s HMO products, prior authorization is required for any elective referral to a non-contracted provider. See the criteria used to review prior authorization requests. Back pain management., insurance plan’s full name, such as “Harvard Pilgrim Explorer” or “Harvard Pilgrim Quality,” not just the health carrier name ... Harvard Pilgrim Explorer. POS $1,067.87 $2,645.90. Mass General Brigham Health Plan Complete. HMO $977.66 $2,585.42. Harvard Pilgrim Quality . HMO Limited, “Harvard Pilgrim Explorer” or “Harvard Pilgrim Quality,” not just “Harvard Pilgrim Health Care.” Your health insurance plan is the best source for this information. 7. You may only enroll in or change your health plan election during GIC’s annual enrollment or within 60 days of a qualifying status change event. For a complete list of, Explorer POS — How this plan works: • Full network — any provider in Harvard Pilgrim is part of the Harvard Pilgrim Explorer POS plan • Network is tiered into Tiers 1, 2 and 3 • Highest level of coverage with in-network services with PCP, a specialist with PCP referral or via our national network, ID:MD0000005002_ X ScheduleofBenefits HarvardPilgrimHealthCare,Inc. The Harvard Pilgrim Independence Plan℠POS MASSACHUSETTS PleaseNote:This Plan includes an In-Network tiered provider network.In this plan, Members pay different levels of Member Cost Sharing depending on the tier of the Provider delivering a, Harvard Pilgrim Health Care is a non-profit health services company based in Canton, Massachusetts serving the New England region of the United States.. On August 14, 2019, the boards of Harvard Pilgrim Health Care and Tufts Health Plan announced plans for the two insurers to merge their organizations into a new company. The new company serves …, Log in to Harvard Pilgrim. Username. Password. Log in. Create a secure account to see your personal health information. Forgot password or username? Need help with your account? Contact Member Services at (888) 333-4742. View member information., Get to know the resources available to you and your family. Access high-quality care, support and services along your entire wellness journey. Harvard Pilgrim is a leading not-for-profit health services company serving members in Connecticut, Maine, Massachusetts, New Hampshire & beyond. Call us today!, The 988 Suicide & Crisis Lifeline offers phone, text or chat support if you are having a mental health or substance abuse crisis, or emotional distress. SAMHSA’s National Helpline, at 800-662-4357 (TTY: 800-487-4889), provides referrals to local treatment facilities, support groups and community-based organizations if you are facing mental ..., Harvard Pilgrim Explorer POS $214.21 $528.87 $267.76 $661.09 Mass General Brigham Health Plan Complete HMO $196.22 $516.81 $245.28 $646.01 Harvard Pilgrim Quality HMO Limited $158.41 $401.23 $198.01 $501.54 Wellpoint Community Choice PPO-TYPE $149.82 $369.98 $187.28 $462.48, The 988 Suicide & Crisis Lifeline offers phone, text or chat support if you are having a mental health or substance abuse crisis, or emotional distress. SAMHSA’s National Helpline, at 800-662-4357 (TTY: 800-487-4889), provides referrals to local treatment facilities, support groups and community-based organizations if you are facing mental ..., POS Plan network Out-of-network coverage is usually more expensive than in-network coverage. Non-participating providers may bill you for the differences between their charges and the amount the plan pays for covered services. Harvard Pilgrim Health Care includes Harvard Pilgrim Health Care, Harvard Pilgrim Health Care of New England and HPHC, Qualifying Status Change: Retirees and survivors with a qualifying status change must submit completed forms with proof of the qualifying status change (e.g., marriage or divorce) to the GIC within 60 days of the qualifying event. Enrolling in health insurance for the first time: Use this form in addition to Form-1A to enroll at retirement in ..., Harvard Pilgrim Health Care — GIC Quality HMO and Explorer POS Fast Facts Effective 07/01/2024–6/30/2025 Form: 1426_06 Fast Facts For Hospitals and Professional Providers ... price (40%) for Harvard Pilgrim HMO/POS Self Insured business. • Risk-adjusted TME was based on 2021 utilization. • TME is measured at the LCU level; each CSU was, ID:MD0000005799_ X ScheduleofBenefits TheHarvardPilgrimExplorerPOSPlan MASSACHUSETTS PleaseNote:ThisPlanincludesanIn-Networktieredprovidernetwork.Inthisplan,Members ..., As of July 1, 2023, Harvard Pilgrim will offer two new plans, Harvard Pilgrim Explorer POS, and Harvard Pilgrim Quality HMO. These plans will replace the Independence POS plan and the Primary Choice HMO plan currently offered and are designed to provide you with continued access to high-quality care from the plan you already know and trust., POS Open Access HSA plan Routine and preventive care* There’s no extra charge for routine annual exams with your PCP and many preventive tests and services. Other tests and services your PCP orders may require cost sharing. Specialty care You can see specialists inside or outside of Harvard Pilgrim’s network for covered services. , A provider’s benefit tier may change annually on January 1. To determine a provider’s tier in a specific plan’s network, please search the Harvard Pilgrim provider directory by plan name. You also may call ( 888) 333-4742 to request a paper copy of the provider directory at no charge. 4 Applies to Best Buy HMO plans only. , Best Buy POS Open Access LP 3000. Welcome North Country Healthcare employees & families! With this plan, members are required to choose a PCP. They have access to thousands of participating providers throughout New England and nationwide. Members can receive care for covered services without a PCP referral; they have in-network coverage …, As of July 1, 2023, Harvard Pilgrim will offer two new plans, Harvard Pilgrim Explorer POS, and Harvard Pilgrim Quality HMO. These plans will replace the Independence POS plan and the Primary Choice HMO plan currently offered and are designed to provide you with continued access to high-quality care from the plan you already know and trust., Coveragefor:Individual+Family|PlanType:POS The Summary of Benefits and Coverage (SBC) document will help you choose a healthplan. The SBC shows you how you and the plan would share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately. This is only a summary., BenefitHandbook,lookupbenefits,Copayments,claimshistory,andDeductiblestatus, andviewPriorApprovalandreferralactivities.YoucanalsolearnhowyourPlancovers, Harvard Pilgrim is an HMO/HMO-POS plan with a Medicare contract. Enrollment in Stride℠ (HMO) depends on contract renewal. Medicare beneficiaries may also enroll in Stride℠ (HMO) ... Harvard Pilgrim Health Care complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age ..., UnitedHealthcare providers are considered in-network on the Explorer POS plan and services will still be covered at the in-network level of benefits. We recognize that providers may not be familiar with this change; if they have any questions they can speak with a representative in our Provider Services Call Center at 800-708-4414,, 2023 Plan Documents. Harvard Pilgrim Stride SM (HMO) / (HMO-POS) member ID card samples are shown below: View or download PDFs of Summary of Benefits, Evidence of Coverage, Provider and Pharmacy Directories and more. Summary of Benefits (SB) This booklet provides a summary of plan benefits and coverage. New …, One in particular (Mass, Eye, & Ear) just stopped accepting it. I was going to go up a level to Harvard Pilgrim Explorer (formerly Tufts Navigator) and pay about $50 more per month for my son and I (family plan), but the Mass General Brigham plan is on the same level. , insurance plan’s full name, such as “Harvard Pilgrim Explorer” or “Harvard Pilgrim Quality,” not just the health carrier name ... Harvard Pilgrim Explorer. POS $1,067.87 $2,645.90. Mass General Brigham Health Plan Complete. HMO $977.66 $2,585.42. Harvard Pilgrim Quality . HMO Limited, Harvard Pilgrim will assign one to you. For in-network coverage, your PCP must provide or arrange for your care (except in emergencies). You must get a referral from your PCP for most kinds of specialty care. The HMFP & APHMFP myClassic POS Plan is a flexible option for your health care needs. My family and I already have PCPs that we like., Explorer POS — How this plan works: • Full network — any provider in Harvard Pilgrim is part of the Harvard Pilgrim Explorer POS plan • Network is tiered into Tiers 1, 2 and 3 • Highest level of coverage with in-network services with PCP, a specialist with PCP referral or via our national network, Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Broker Tools & Resources. Broker Login (requires login) Plan Compare; Plan Descriptions; Prescription Drug Lookup;, Harvard Pilgrim Explorer POS Harvard Pilgrim Quality HMO Health New England Mass General Brigham Health Plan UniCare Community Choice Active Employee / Non-Medicare Plans. GIC Hospital Tiers by Plan - FY24 Hospital (√ = hospital is in network) Location HPHC Explorer POS FY 24 Tier Co-pay HPHC Quality HMO, One in particular (Mass, Eye, & Ear) just stopped accepting it. I was going to go up a level to Harvard Pilgrim Explorer (formerly Tufts Navigator) and pay about $50 more per month for my son and I (family plan), but the Mass General Brigham plan is on the same level. , Prior authorization needed. Under most Harvard Pilgrim plans, prior authorization is required for the following. For members enrolled in Harvard Pilgrim’s HMO products, prior authorization is required for any elective referral to a non-contracted provider. See the criteria used to review prior authorization requests. Back pain management.